XRP escrow
Updated
What it is
XRP escrow refers to Ripple's practice of locking the majority of its XRP holdings in a series of cryptographically enforced escrow contracts on the XRP Ledger, releasing up to 1 billion XRP on the first day of each month. Unused portions of each monthly release are typically returned to new escrow contracts at the back of the queue, a mechanism designed to provide market predictability about future XRP supply.
Why it matters lately
Ripple's escrow continued its monthly release-and-relock cycle through 2026, with roughly 25-37 billion XRP remaining in escrow depending on the month, a figure regularly reported by on-chain trackers. Ripple has periodically adjusted escrow terms, including extending lock-up durations, as part of its stated effort to reduce circulating-supply overhang concerns.
Asymmetric Analytics view
Inference (AA): ELSI tracks the pace of escrow releases and re-locks as an input to XRP circulating-supply forecasts distinct from exchange-held float.